Key Features

Loan Amount

50 Lakhs - 50 Crores

Loan Tenure Up to

30 Years

Success Rate

99% Success Rate

Instant Approval

Home Loan EMI Calculator

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Documents Required

List of documents required to process a loan application

Mandatory Documents*

Document Proof submit any case

Identity

Address

Aadhaar

Driving Licence

Voter’s Identity Card

Passport

Job Card Issued by NREGA

Utility bills like Telephone Bill / Electricity Bill etc.

Letter issued by the NPR containing details of photo / name

For Salaried

Last 3 months salary slips

Form 16

Bank statements from the previous six months and pay stubs

Documentation of the collateralized property

Stamped agreement of the sale / Sales Deed or the letter of Allotment
NOC from the builder / housing society
Possession Certificate
Detailed Construction cost estimation
Bank Account Statement
In case of Constructed Apartment – Occupancy Certificate

Co-applicant is mandatory. Additionally, Woman co-applicant is mandatory in certain cases

Co-applicant can be spouse or any first blood relative like parents, siblings, children who hav attained age of maturity (s.t income-ownership grid)

All co-owners of property should be on loan structure

Friends cannot be co-applicants (allowed only if they are coming in the capacity of Partners / Directors / Shareholder)

Advantages of Home Loans by Credit Labs

Quick and Easy Application Process:

Our streamlined application process ensures that applying for a ​home loan is hassle-free. With minimal paperwork and efficient ​procedures, you can expect a swift and straightforward ​experience.

Personalized Customer Service

We pride ourselves on providing exceptional customer service. ​Our team of experts is dedicated to assisting you throughout ​the entire loan process, addressing any queries or concerns ​promptly.

Flexible Repayment Options

We understand that everyone has different financial needs. ​That's why we offer a range of flexible repayment options, ​allowing you to choose a plan that fits your budget and ​lifestyle.

Competitive Interest Rates

We offer competitive interest rates that are tailored to suit your ​financial situation. Our rates are designed to be affordable, ​ensuring that you can manage your repayments comfortably.

Transparent Fees and Charges

We believe in transparency. You'll be fully informed about all ​fees and charges associated with your home loan, ensuring no ​hidden surprises along the way.

Proven Track Record

Our track record speaks for itself. We have helped numerous ​individuals and families achieve their dream of homeownership, ​backed by a history of successful loan arrangements and ​satisfied customers.

More Home Loan Products

Mortgage Loan

Unlock your dream home with our hassle-free mortgage loans. Benefit from competitive rates and flexible terms tailored to your needs. Our streamlined process ensures quick approvals. Trust us to make your homeownership journey smooth and rewarding. Your dream home is within reach with our reliable mortgage solutions.

Lease Rental Discount

Maximize your potential with our Lease Rental Discount Loan. Unlock up to 10 times your rental income, empowering you to leverage and create new properties. Seize the opportunity to grow your real estate portfolio and enhance your financial possibilities. Your rental income is not just a source; it's a pathway to new investments. Explore the power of our innovative loan solutions.

Property Against Loan

Leverage the value of your property with our Loan Against Property. Unlock financial possibilities by securing a loan up to a significant percentage of your property's market value. Enjoy competitive interest rates and flexible repayment options. Make your property work for you – apply for our hassle-free Loan Against Property today

Customer Testimonials

Why Credit Labs?

Simple, Streamlined, Hassle-free Process

99% Success
Rate

Instant Sanction & Disbursal

Best Interest
Rate

No Hidden Charges

Flexible and Easy Repayment

Loan Without Income Proof

Easy Application to Disburse

Recommended Articles

To know more about loans, processes and much more

"Your Comprehensive Guide to Securing ​the Perfect Home Loan: Tips, Insights, and ​Expert Advice"

"Your Comprehensive Guide to Securing ​the Perfect Home Loan: Tips, Insights, and ​Expert Advice"

"Your Comprehensive Guide to Securing ​the Perfect Home Loan: Tips, Insights, and ​Expert Advice"

"Your Comprehensive Guide to Securing ​the Perfect Home Loan: Tips, Insights, and ​Expert Advice"

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